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There are some circumstances, however, where you’ll need one prior to that (more on that below).Committed to the financial health of our customers and communities. Explore bank accounts, loans, mortgages, investing, credit cards & banking services»A lien release is when the lienholder formally gives up their claim to the vehicle’s title. It lets the car be bought or sold without strings attached. You’ll likely receive a lien release once you’ve paid off your car loan in full. There are some circumstances, however, where you’ll need one prior to that (more on that below). Lease extension. Once you're in the final 180 days of your lease, contact us or send a secure message to learn more about extending your lease and lease-end options available to you at the end of the extension. If you need more time, you can request one six-month lease term extension. 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